This interesting article covers some scary ways about how the social media credit system is already here, affecting us, spying on us, and punishing us for something we may post online. We say it’s fair when catching people cheating the system, like the guy with the broken back from work, who is seen carrying a sofa up his front steps… but what happens when you post one picture of yourself where a cigar is in your hand, because you made a joke about Winston Churchill… but they raise your health insurance up, as a smoker? The power to use a snapshot of your life will become too much.

In China, scoring citizens’ behavior is official government policy. U.S. companies are increasingly doing something similar, outside the law.