I like using tech. I love the idea of touchless pay, and the speed is a little better than the “insert the chip” version of pay. The problem that I’ve found the most with using Apple Pay is that I’m not going to hand my smartphone to some wait staff to take to their own register. I’m also not always clear on when the touchless pay is there, and reliably working. I’ve had many stares while I tried the Apple Pay or touchless options and they didn’t work. Who knows how this will eventually play out… or should I say… pay out?

Only a handful of iPhone users actually use Apple Pay in stores.